✱ No Current Availabilities

✱ No Current Availabilities

See if you qualify for income-restricted homes.

Capital A Housing builds income-restricted and non-income-restricted homes and rental properties. If you do not qualify for income-restricted units, we still have homes for you.

To qualify for income-restricted rental units, your household income generally needs to fall below 60% Median Family Income (MFI).

See below for HUD 2023 Income Limits (Effective: June 15, 2023)

To qualify for income-restricted for-sale units, your household income generally needs to fall below 80% Median Family Income (MFI).

See below for HUD 2023 Income Limits (Effective: June 15, 2023)

✱ Calculating Household Income:

• Head: If you live alone, you are considered the family head. If your family has more than one member, then you must designate a member as the Head of Household.
• Spouse: legally married
• Co-head: An adult member of the family who is treated the same as a head of the household for purposes of determining income, eligibility, and rent.
• Dependents
  • Unborn children (self-certified)
  • Joint custody – present 50% or more of the time
  • Away at school but live with family during breaks
  • In the process of being adopted
  • Temporarily absent due to placement in foster care
• Foster adults & foster children

✱ This is who counts as a household:

• Included
  • Sources of Income: Wages from employment, net income from self-employment,
    monthly Social Security or Disability checks, food stamps, and child support.
  • The full amount, before any payroll deductions, of wages and salaries, overtime pay, commissions, fees, tips and bonuses, and other compensation for personal services
  • Income from Assets: Income from assets is calculated if the value of the assets exceeds $5,000. Examples of income from assets include interest, dividends, profit from royalties, and income from payments from an estate or trust fund. [NOTE: The value of the asset is not what is counted. It is the income the asset produces that is counted toward total household income.]
• Not Included
  • Sources of Income: Income of children under age 18, college financial aid, income tax refunds, lump-sum payments from such things as insurance claims, inheritance, and settlement payments arising from litigation.

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